Veterinary Hospital Business Package Property Coverage

Coverage includes:  Animal damage to the building and equipment; guaranteed replacement cost of the building and full replacement cost of equipment. There is no co-insurance penalty for undervalued building coverage. This value-added feature becomes critical in the event that inflation or heightened costs require higher-than-expected rebuilding costs at the time of a claim. 

Coverage is also provided for:

  • Back up of sewer and drain
  • Mechanical, electrical & pressure equipment breakdown
  • Money and securities
  • Data compromise and identify recovery
  • Employee dishonesty – including ERISA bond
  • Animals in your care, custody or control – includes advertising and reward expense to recover a lost or stolen animal 

 
Additionally, the policy allows rebuilding at a different location if needed after an insured loss. The basic policy form included actual loss sustained loss of income, and unlimited extra expense, upon occurrence of a loss. When the building is owner-occupied, unlimited glass coverage is included.


back to top